Lightspeed — one POS and payments platform across retail, hospitality, and golf.
A multi-product family from a single vendor. Lightspeed Retail for the storefront, Lightspeed Restaurant for the dining room, Lightspeed Golf for the pro shop and beverage cart, Lightspeed Capital for cash-advance financing when an existing Lightspeed merchant needs it. Operating in 100+ countries. Tabletop matches the right product line to your operation.
Statement review, savings projection, and full tech stack recommendations.
Lightspeed fits operators who want one vendor across multiple product lines.
A retailer with an online store, a restaurant operator running full-service and counter-service rooms, a golf course with a pro shop plus restaurant plus beverage cart — the platform's strength is the breadth of its product family under one brand.
The Lightspeed product family covers three categories with separate product lines: retail (Lightspeed Retail), hospitality (Lightspeed Restaurant), and golf (Lightspeed Golf). Each line is its own product with its own onboarding, its own integrations, and its own fit characteristics. The pattern Lightspeed earns its keep with is the operator who would otherwise run three separate vendors — a retail POS, a restaurant POS, a golf-course POS — and consolidates onto one platform with one back office and one support relationship. That consolidation is the point.
Tabletop is a Lightspeed reseller. We do not pick Lightspeed for you because it is a Lightspeed page; we run the cost analysis against your statement and tell you whether Lightspeed is actually the right fit or whether one of the other systems we resell better matches your operation. If you are running pure full-service hospitality with a custom kitchen workflow as the centerpiece, a different POS may fit better; if you are running a multi-channel retail business with an existing ecommerce footprint, Lightspeed Retail is on the short list. Send us your statement and we will tell you which path makes sense.
Four product lines, one vendor relationship.
Each line is its own product. The thread is the platform underneath — one cloud, one back office, one set of reporting habits across whichever lines you end up running.
Lightspeed Retail
Omnichannel retail POS with inventory management across channel, location, and warehouse; advanced reporting on sales trends and customer behavior; automated marketing; Lightspeed Payments embedded.
Lightspeed Restaurant
Hospitality POS with insights on menu and staff performance, integrated accounting, an integrations suite covering booking and PMS partners, and dedicated onboarding and customer success teams.
Lightspeed Golf
Cloud POS for golf courses spanning the pro shop, restaurant, beverage cart, and back office. Tee sheet management, online tee-time booking and payment, sales / inventory / employee / customer data reporting.
Lightspeed Capital
Cash-advance financing for existing Lightspeed merchants. Per vendor: a portion of daily sales remits the advance plus a flat fee, deposited in as soon as two business days, with no personal credit check on the merchant.
Lightspeed Payments
Embedded card processing inside Lightspeed Retail and Lightspeed Restaurant. The platform and the processor are unified — one vendor sees the transactions in the back office; no separate reconciliation across POS and processing.
One platform underneath
The four product lines share the platform underneath — the same cloud, the same back-office reporting habits, the same single vendor relationship for support. Consolidation is the point.
One vendor across the storefront, the dining room, and the back office — without three separate POS contracts.
The operator pattern Lightspeed fits is the one running multiple categories under one roof: a retail store plus an online channel, a restaurant with both full-service and counter-service rooms, a country club with a pro shop and a restaurant and a beverage cart. Running three separate POS vendors with three separate back offices is the alternative; Lightspeed's pitch is that consolidation onto one vendor lowers the reconciliation friction.
Lightspeed's milestones include the launches of Restaurant (2014), eCom (2015), Loyalty (2018), Payments (2019), and Capital (2020) — the family was built up over time, not stitched together overnight. The platform underneath is the same.
Cash advance for the merchant who needs it — through the platform they are already on.
Per the vendor: a portion of daily sales goes toward remitting the advance and an associated flat fee until it is remitted in full. The cash advance lands in the merchant's bank in as soon as two business days. There is no personal credit check on the merchant. Capital is available only to existing Lightspeed merchants; the specific advance amount, fee structure, and eligibility come from the merchant's own Lightspeed Capital portal, not from us or this page.
Where Lightspeed earns its keep
The product family spans retail, hospitality, and golf. Pick the vertical closest to your operation and we will walk through the right Lightspeed product line on the cost analysis call.
Restaurants
Full-service and multi-room hospitality operators looking at Lightspeed Restaurant with embedded Payments and the integrations suite.
Country clubs & golf courses
Lightspeed Golf for the pro shop and tee sheet, plus Lightspeed Restaurant for the club's dining room and beverage cart — one vendor across the entire facility.
Bars & venues
Lightspeed Restaurant for hospitality rooms with a bar program. Combined with Lightspeed Payments for the integrated processing path.
Retail & wholesale
Lightspeed Retail for multi-channel and multi-location retail operations; Lightspeed eCom for the online extension.
Real numbers come from your statement and your operation.
Lightspeed pricing depends on which product lines you run, processing volume, integration scope, and whether Lightspeed Payments is the right fit for your card mix. We do not post a rate card because the right answer depends on your operation.
Send us your most recent processor statement and we will come back with a real comparison. For most Lightspeed conversations the right path emerges from three questions: which product line fits the operation (Retail, Restaurant, Golf, or multiple), whether Lightspeed Payments is the right processing path for your card mix, and what integrations the operation needs to keep running through the platform. We answer all three on the cost analysis call.
Lightspeed Capital pricing is set by Lightspeed directly with the merchant and is not part of Tabletop's role; if you are an existing Lightspeed merchant exploring Capital, the merchant portal is where the specific advance amount and fee structure live. If you are not yet on Lightspeed, Capital is a downstream conversation, not the entry point.
Common questions
Who is Lightspeed built for?
Lightspeed is a multi-product POS and payments platform with separate product lines for retail (Lightspeed Retail), hospitality (Lightspeed Restaurant), and golf courses (Lightspeed Golf). Merchants who want one vendor across multiple product lines — for example a retailer with an online store, a restaurant operator with both full-service and counter-service rooms, or a golf course with a pro shop plus a restaurant plus a beverage cart — tend to be the strongest fit. Tabletop runs the cost analysis to match the right Lightspeed product line to your operation.
What are the Lightspeed product lines?
Lightspeed Retail covers retail POS with inventory management, advanced reporting, marketing, and Lightspeed Payments embedded. Lightspeed Restaurant covers hospitality POS with menu and staff insights, accounting integration, an integrations suite for booking and PMS partners, and dedicated onboarding. Lightspeed Golf is cloud POS for the pro shop, restaurant, beverage cart, and back office of golf courses. Lightspeed Capital is a cash-advance financing arrangement for existing Lightspeed merchants. There is also Lightspeed eCom for ecommerce extension.
Is Lightspeed cloud-based?
Yes. Lightspeed Retail launched as the company's first cloud-based product in 2013; the rest of the family followed. Cloud-hosting means no server in the closet, no on-prem database, and the back office reads from the same data the terminal writes to. The platform is dual-listed on the New York Stock Exchange and Toronto Stock Exchange (NYSE: LSPD; TSX: LSPD); operates in 100+ countries; 20+ years of platform development.
What is Lightspeed Payments?
Lightspeed Payments is the embedded card processing service within Lightspeed Retail and Lightspeed Restaurant. The platform and the processor are unified — one vendor sees the transactions in the back office and the merchant doesn't reconcile across separate POS and processing systems. Tabletop walks through whether Lightspeed Payments is the right fit for your processing volume on the cost analysis call, or whether running Lightspeed POS with a separate processor lands better on your statement.
What is Lightspeed Capital?
Lightspeed Capital is a cash-advance financing arrangement available to existing Lightspeed merchants. Per the vendor, a portion of daily sales goes toward remitting the advance and an associated flat fee until the advance is fully remitted. Vendor-stated: no personal credit checks, advance deposited in as soon as two business days. Capital is available only to merchants already on the Lightspeed platform; the specific advance amount, fee structure, and eligibility come from the merchant's Lightspeed Capital portal directly, not from this page.
Who installs Lightspeed and who supports it?
Tabletop is a Lightspeed reseller and partner. We run the statement review, match the right Lightspeed product line to your operation, configure the platform for your specific deployment (Retail vs Restaurant vs Golf, integrations, Lightspeed Payments setup), and stay on as your day-zero support contact. The vendor's own onboarding, customer success, and support teams are part of Lightspeed Restaurant's dedicated support model; Tabletop is the layer on top — the people who know your business and stack when a Saturday issue surfaces.
Send us your statement. We will tell you which Lightspeed product line fits your operation.
Statement review, savings projection, and full tech stack recommendations. No-pressure call · we will tell you if Lightspeed is not the right fit for your operation.