/* =============================================================
   Tabletop Technologies — Site Stylesheet
   Path C architecture: shared CSS for all pages
   Source of truth: extracted from tabletop_website_preview_13.html
   on May 2, 2026. Do not duplicate styles in page <style> blocks
   unless they are page-specific.
   ============================================================= */

:root {
    --teal: #1F4E5F;
    --teal-deep: #143847;
    --teal-bright: #2A6B82;
    --teal-on-dark: #6BAEC6;     /* lighter teal for use on dark backgrounds (WCAG AA) */
    --mustard: #D9A82A;
    --mustard-soft: #E8C158;
    --charcoal: #121212;
    --ink: #1A1A1A;
    --slate: #2C2C2C;
    --cream: #F4F1E8;
    --paper: #FAF8F2;
    --line: #E5E0D2;
    --muted: #5A5A5A;            /* darkened from #6B6B6B for AA contrast on cream */
    --muted-light: #7A7A7A;      /* for non-essential decorative text only */
    --white: #FFFFFF;

    --serif: 'Fraunces', 'Georgia', serif;
    --sans: 'Inter', system-ui, sans-serif;
    --mono: 'JetBrains Mono', 'Menlo', monospace;
  }

  * { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; }
  body {
    font-family: var(--sans);
    font-weight: 400;
    color: var(--ink);
    background: var(--paper);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
  }

  /* ============ NAV ============ */
  .nav {
    position: sticky;
    top: 0;
    z-index: 100;
    background: rgba(250, 248, 242, 0.85);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--line);
  }
  .nav-inner {
    max-width: 1400px;
    margin: 0 auto;
    padding: 18px 32px;
    display: flex;
    align-items: center;
    justify-content: space-between;
  }
  /* === LOGO WORDMARK ===
     Currently rendered in CSS (refined editorial serif).
     
     === HOW TO SWAP TO A CANVA PNG LATER ===
     1. Export your wordmark from Canva as PNG with transparent background
        (Canva edit link saved in account: Logo - Tabletop Technologies)
     2. Upload the file alongside this HTML file (e.g. logo.png)
     3. In the nav and footer HTML, replace BOTH instances of:
          <span class="logo-name">Tabletop</span>
          <span class="logo-tag">Technologies</span>
        with:
          <img src="logo.png" alt="Tabletop Technologies" style="height: 36px; width: auto;">
     4. The CSS below can then be deleted or left in place (won't hurt).
     === END SWAP INSTRUCTIONS === */
  .logo {
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    line-height: 1;
    text-decoration: none;
  }
  .logo-img-nav {
    height: 64px;
    width: auto;
    display: block;
    transition: opacity 0.2s;
  }
  .logo:hover .logo-img-nav {
    opacity: 0.8;
  }
  .logo-img-footer {
    height: 56px;
    width: auto;
    display: block;
  }
  /* Legacy text-logo styles kept as fallback */
  .logo-name {
    font-family: var(--serif);
    font-weight: 500;
    font-size: 26px;
    color: var(--ink);
    letter-spacing: -0.025em;
    line-height: 1;
    font-style: normal;
  }
  .logo-tag {
    font-family: var(--mono);
    font-size: 9px;
    font-weight: 500;
    color: var(--muted);
    letter-spacing: 0.28em;
    text-transform: uppercase;
    margin-top: 4px;
    line-height: 1;
  }
  .footer-brand .logo-name { color: var(--paper); }
  .footer-brand .logo-tag { color: rgba(244, 241, 232, 0.45); }
  .nav-links {
    display: flex;
    gap: 36px;
    list-style: none;
  }
  .nav-links a {
    text-decoration: none;
    color: var(--slate);
    font-size: 14px;
    font-weight: 500;
    letter-spacing: 0.01em;
    transition: color 0.2s;
    cursor: pointer;
  }
  .nav-links a:hover, .nav-links a.active { color: var(--teal); }
  .nav-cta {
    background: var(--ink);
    color: var(--paper);
    padding: 10px 22px;
    border-radius: 999px;
    font-size: 14px;
    font-weight: 500;
    text-decoration: none;
    transition: background 0.2s, transform 0.2s;
    cursor: pointer;
    border: none;
  }
  .nav-cta:hover { background: var(--teal); transform: translateY(-1px); }
  .mobile-toggle { display: none; background: none; border: none; cursor: pointer; }

  @media (max-width: 900px) {
    .nav-links { display: none; }
    .nav-cta { display: none; }
    .mobile-toggle { display: block; }
    .nav-inner.mobile-open .nav-links {
      display: flex;
      position: absolute;
      top: 100%; left: 0; right: 0;
      flex-direction: column;
      background: var(--paper);
      padding: 20px 32px;
      border-bottom: 1px solid var(--line);
      gap: 18px;
    }
    .nav-inner.mobile-open .nav-cta { display: inline-block; }
  }

  /* ============ PAGE SYSTEM ============ */

  /* ============ HERO ============ */
  .hero {
    position: relative;
    min-height: 88vh;
    padding: 80px 32px 100px;
    display: flex;
    align-items: center;
    overflow: hidden;
    background: var(--paper);
  }
  .hero::before {
    content: '';
    position: absolute;
    top: -20%; right: -10%;
    width: 60%; height: 130%;
    background: radial-gradient(ellipse at center, rgba(31, 78, 95, 0.08) 0%, transparent 60%);
    pointer-events: none;
  }
  .hero::after {
    content: '';
    position: absolute;
    bottom: -30%; left: -10%;
    width: 50%; height: 100%;
    background: radial-gradient(ellipse at center, rgba(217, 168, 42, 0.07) 0%, transparent 60%);
    pointer-events: none;
  }
  .hero-inner {
    position: relative;
    max-width: 1400px;
    margin: 0 auto;
    width: 100%;
    display: grid;
    grid-template-columns: 1.4fr 1fr;
    gap: 80px;
    align-items: center;
  }
  .eyebrow {
    font-family: var(--mono);
    font-size: 12px;
    font-weight: 500;
    color: var(--teal);
    text-transform: uppercase;
    letter-spacing: 0.18em;
    margin-bottom: 32px;
    display: inline-flex;
    align-items: center;
    gap: 12px;
  }
  .eyebrow::before {
    content: '';
    width: 32px; height: 1px;
    background: var(--teal);
  }
  h1.hero-title {
    font-family: var(--serif);
    font-weight: 500;
    font-size: clamp(38px, 4.8vw, 64px);
    line-height: 1.05;
    letter-spacing: -0.025em;
    color: var(--ink);
    margin-bottom: 28px;
    max-width: 640px;
  }
  h1.hero-title em {
    font-style: italic;
    font-weight: 400;
    color: var(--teal);
  }
  .hero-sub {
    font-size: 19px;
    line-height: 1.55;
    color: var(--slate);
    margin-bottom: 40px;
    max-width: 560px;
  }
  .hero-clarity {
    font-family: var(--sans);
    font-style: normal;
    font-size: 17px;
    color: var(--teal);
    margin-bottom: 22px;
    max-width: 560px;
    line-height: 1.45;
    font-weight: 500;
  }
  .hero-reassurance {
    margin-top: 28px;
    display: flex;
    gap: 14px;
    align-items: center;
    flex-wrap: wrap;
    font-family: var(--mono);
    font-size: 12px;
    color: var(--muted);
    text-transform: uppercase;
    letter-spacing: 0.12em;
  }
  .hero-reassurance strong { color: var(--ink); font-weight: 600; }
  .hero-reassurance .dot { opacity: 0.4; }
  .hero-ctas {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
  }
  .btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 16px 28px;
    border-radius: 999px;
    font-size: 15px;
    font-weight: 500;
    text-decoration: none;
    transition: all 0.25s;
    cursor: pointer;
    border: none;
    letter-spacing: 0.01em;
  }
  .btn-primary {
    background: var(--ink);
    color: var(--paper);
  }
  .btn-primary:hover { background: var(--teal); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(31, 78, 95, 0.2); }
  .btn-ghost {
    background: transparent;
    color: var(--ink);
    border: 1px solid var(--ink);
  }
  .btn-ghost:hover { background: var(--ink); color: var(--paper); }
  .btn-arrow {
    transition: transform 0.25s;
  }
  .btn:hover .btn-arrow { transform: translateX(4px); }

  /* Hero visual */
  .hero-visual {
    position: relative;
    aspect-ratio: 4/5;
    max-height: 600px;
  }
  .hero-card {
    position: absolute;
    background: var(--ink);
    color: var(--paper);
    border-radius: 24px;
    padding: 32px;
    box-shadow: 0 30px 80px rgba(0, 0, 0, 0.18);
  }
  .hero-card.main {
    inset: 0;
    background: linear-gradient(150deg, var(--teal-deep) 0%, var(--teal) 60%, var(--teal-bright) 100%);
    overflow: hidden;
  }
  .hero-card.main::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 200px; height: 200px;
    background: radial-gradient(circle, rgba(217, 168, 42, 0.4) 0%, transparent 70%);
  }
  .hero-card-label {
    font-family: var(--mono);
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.2em;
    opacity: 0.7;
    margin-bottom: 28px;
  }
  .hero-card-stat {
    font-family: var(--serif);
    font-size: 64px;
    font-weight: 400;
    line-height: 1;
    margin-bottom: 12px;
  }
  .hero-card-stat em { font-style: italic; color: var(--mustard-soft); }
  .hero-card-desc {
    font-size: 14px;
    opacity: 0.85;
    line-height: 1.5;
    max-width: 240px;
  }
  .hero-card-meta {
    position: absolute;
    bottom: 32px; left: 32px;
    display: flex;
    flex-direction: column;
    gap: 6px;
    font-family: var(--mono);
    font-size: 11px;
    opacity: 0.6;
    text-transform: uppercase;
    letter-spacing: 0.15em;
  }
  .hero-card.float {
    width: 220px;
    background: var(--paper);
    color: var(--ink);
    border: 1px solid var(--line);
    bottom: 32px;
    right: 24px;
    padding: 22px 22px 32px;
  }

  /* Rotating promo card */
  .promo-rotator {
    overflow: hidden;
    min-height: 145px;
  }
  .promo-slide {
    display: none;
    animation: promoFade 0.6s ease-out;
  }
  .promo-slide-active {
    display: block;
  }
  @keyframes promoFade {
    from { opacity: 0; transform: translateY(6px); }
    to { opacity: 1; transform: translateY(0); }
  }
  .promo-eyebrow {
    font-family: var(--mono);
    font-size: 10px;
    color: var(--mustard);
    text-transform: uppercase;
    letter-spacing: 0.18em;
    margin-bottom: 12px;
    font-weight: 600;
  }
  .promo-title {
    font-family: var(--serif);
    font-weight: 500;
    font-size: 30px;
    line-height: 1.05;
    letter-spacing: -0.02em;
    color: var(--ink);
    margin-bottom: 10px;
  }
  .promo-title em {
    font-style: italic;
    color: var(--teal);
  }
  .promo-desc {
    font-size: 12px;
    line-height: 1.45;
    color: var(--slate);
  }
  .promo-dots {
    position: absolute;
    bottom: 14px;
    left: 22px;
    right: 22px;
    display: flex;
    gap: 6px;
    justify-content: flex-start;
  }
  .promo-dot {
    width: 18px;
    height: 2px;
    background: var(--line);
    border-radius: 1px;
    transition: background 0.3s;
    cursor: pointer;
  }
  .promo-dot-active {
    background: var(--teal);
  }
  .promo-rotator:hover .promo-dot {
    opacity: 0.85;
  }

  /* Hero image card — photo with stat overlay */
  .hero-image-card {
    position: absolute;
    inset: 0;
    border-radius: 24px;
    overflow: hidden;
    box-shadow: 0 30px 80px rgba(0, 0, 0, 0.18);
  }
  .hero-image-card img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
  }
  .hero-image-card::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(31, 78, 95, 0.05) 0%, rgba(20, 56, 71, 0.55) 100%);
    pointer-events: none;
  }
  .hero-image-overlay {
    position: absolute;
    bottom: 32px; left: 32px;
    color: var(--paper);
    z-index: 1;
    max-width: 220px;
  }
  .hero-image-overlay-label {
    font-family: var(--mono);
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.2em;
    opacity: 0.85;
    margin-bottom: 12px;
  }
  .hero-image-overlay-stat {
    font-family: var(--serif);
    font-size: 56px;
    font-weight: 400;
    line-height: 1;
    margin-bottom: 14px;
  }
  .hero-image-overlay-stat em { font-style: italic; color: var(--mustard-soft); }
  .hero-image-overlay-meta {
    display: flex;
    flex-direction: column;
    gap: 4px;
    font-family: var(--mono);
    font-size: 10px;
    opacity: 0.7;
    text-transform: uppercase;
    letter-spacing: 0.15em;
  }
  .hero-card.float .hero-card-stat { font-size: 38px; color: var(--teal); }
  .hero-card.float .hero-card-label { color: var(--muted); margin-bottom: 14px; }

  @media (max-width: 1000px) {
    .hero { min-height: auto; padding: 60px 24px 80px; }
    .hero-inner { grid-template-columns: 1fr; gap: 60px; }
    .hero-visual { max-height: 500px; max-width: 400px; margin: 0 auto; }
    .hero-card.float { right: 20px; bottom: 24px; }
  }

  /* ============ SECTION ============ */
  section.block {
    padding: 100px 32px;
    position: relative;
  }
  .container {
    max-width: 1400px;
    margin: 0 auto;
  }
  .block.cream { background: var(--cream); }
  .block.dark { background: var(--ink); color: var(--paper); }
  .block.dark .eyebrow { color: var(--mustard); }
  .block.dark .eyebrow::before { background: var(--mustard); }
  .block.teal { background: var(--teal-deep); color: var(--paper); }
  .block.teal .eyebrow { color: var(--mustard-soft); }
  .block.teal .eyebrow::before { background: var(--mustard-soft); }

  .section-title {
    font-family: var(--serif);
    font-weight: 500;
    font-size: clamp(32px, 4.2vw, 56px);
    line-height: 1.05;
    letter-spacing: -0.022em;
    margin-bottom: 24px;
    max-width: 900px;
  }
  .section-title em { font-style: italic; color: var(--teal); }
  .block.dark .section-title em, .block.teal .section-title em { color: var(--mustard); }
  .section-sub {
    font-size: 18px;
    color: var(--slate);
    max-width: 720px;
    line-height: 1.55;
    margin-bottom: 60px;
  }
  .block.dark .section-sub, .block.teal .section-sub { color: rgba(244, 241, 232, 0.75); }

  /* ============ PATH SPLITTER ============ */
  .path-splitter-header {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 64px;
  }
  .path-splitter-header .eyebrow { margin-bottom: 24px; }
  .path-splitter-header .eyebrow::after {
    content: '';
    width: 32px;
    height: 1px;
    background: var(--mustard);
  }
  .path-splitter-header .section-title {
    margin: 0 auto 18px;
    max-width: 560px;
  }
  .path-splitter-header .section-sub {
    margin: 0 auto;
    max-width: 480px;
  }
  .path-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
  }
  .path-card {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 24px;
    padding: 48px;
    position: relative;
    overflow: hidden;
    transition: all 0.3s;
    cursor: pointer;
  }
  .path-card:hover {
    transform: translateY(-4px);
    border-color: var(--teal);
    box-shadow: 0 20px 60px rgba(31, 78, 95, 0.12);
  }
  .path-card:nth-child(2) { background: var(--ink); color: var(--paper); }
  .path-card:nth-child(2):hover { box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3); }
  /* When path-splitter section is .block.dark, the dark card (n2) needs subtle differentiation */
  .block.dark .path-card:nth-child(2) {
    background: var(--teal-deep);
    border-color: rgba(217, 168, 42, 0.18);
  }
  .block.dark .path-card:nth-child(2):hover {
    border-color: var(--mustard);
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.45);
  }
  .path-card .eyebrow { color: var(--teal); margin-bottom: 24px; }
  .path-card:nth-child(2) .eyebrow { color: var(--mustard); }
  .path-card:nth-child(2) .eyebrow::before { background: var(--mustard); }
  .path-title {
    font-family: var(--serif);
    font-size: 32px;
    line-height: 1.15;
    margin-bottom: 18px;
    font-weight: 500;
    letter-spacing: -0.02em;
  }
  .path-desc {
    font-size: 16px;
    line-height: 1.6;
    color: var(--slate);
    margin-bottom: 32px;
  }
  .path-card:nth-child(2) .path-desc { color: rgba(244, 241, 232, 0.75); }
  .path-outcome {
    font-family: var(--mono);
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: var(--teal);
    margin-bottom: 24px;
    padding: 12px 0;
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
  }
  .path-card:nth-child(2) .path-outcome { color: var(--mustard); border-color: rgba(244, 241, 232, 0.15); }
  .path-link {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-weight: 500;
    color: inherit;
    text-decoration: none;
    font-size: 15px;
    border-bottom: 1px solid currentColor;
    padding-bottom: 4px;
    transition: gap 0.2s;
  }
  .path-link:hover { gap: 14px; }

  @media (max-width: 800px) {
    .path-grid { grid-template-columns: 1fr; }
    .path-card { padding: 36px; }
  }

  /* ============ INDUSTRIES GRID ============ */
  .ind-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1px;
    background: var(--line);
    border: 1px solid var(--line);
    border-radius: 24px;
    overflow: hidden;
  }
  .ind-card {
    background: var(--cream);
    padding: 40px 36px;
    transition: all 0.3s;
    cursor: pointer;
    position: relative;
  }
  .ind-card:hover {
    background: var(--white);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.04);
  }
  .ind-card .num {
    font-family: var(--mono);
    font-size: 11px;
    color: var(--muted);
    letter-spacing: 0.15em;
    margin-bottom: 20px;
    display: block;
  }
  .ind-card h3 {
    font-family: var(--serif);
    font-size: 24px;
    font-weight: 500;
    margin-bottom: 14px;
    letter-spacing: -0.015em;
    line-height: 1.15;
  }
  .ind-card p {
    color: var(--slate);
    font-size: 15px;
    line-height: 1.55;
    margin-bottom: 24px;
  }
  .ind-card .arrow {
    color: var(--teal);
    font-weight: 500;
    font-size: 14px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    transition: gap 0.2s;
  }
  .ind-card:hover .arrow { gap: 12px; }

  @media (max-width: 900px) { .ind-grid { grid-template-columns: repeat(2, 1fr); } }
  @media (max-width: 600px) { .ind-grid { grid-template-columns: 1fr; } }

  /* ============ PAYMENT PROGRAMS ============ */
  .pp-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
  }
  .pp-card {
    background: rgba(244, 241, 232, 0.06);
    border: 1px solid rgba(244, 241, 232, 0.12);
    border-radius: 16px;
    padding: 32px 24px;
    transition: all 0.3s;
  }
  .pp-card:hover {
    background: rgba(244, 241, 232, 0.1);
    border-color: var(--mustard);
    transform: translateY(-4px);
  }
  .pp-card .num {
    font-family: var(--mono);
    color: var(--mustard);
    font-size: 12px;
    margin-bottom: 16px;
    display: block;
    letter-spacing: 0.1em;
  }
  .pp-card h4 {
    font-family: var(--serif);
    font-size: 22px;
    font-weight: 500;
    margin-bottom: 12px;
    letter-spacing: -0.01em;
  }
  .pp-card p {
    font-size: 14px;
    line-height: 1.5;
    color: rgba(244, 241, 232, 0.7);
  }

  @media (max-width: 1100px) { .pp-grid { grid-template-columns: repeat(2, 1fr); } }
  @media (max-width: 600px) { .pp-grid { grid-template-columns: 1fr; } }

  /* ============ DIFFERENTIATORS ============ */
  .diff-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 48px;
    margin-top: 60px;
  }
  .diff-item {
    position: relative;
  }
  .diff-num {
    font-family: var(--serif);
    font-size: 64px;
    font-weight: 400;
    font-style: italic;
    color: var(--teal);
    line-height: 1;
    margin-bottom: 24px;
    opacity: 0.4;
  }
  .diff-item h4 {
    font-family: var(--serif);
    font-size: 26px;
    font-weight: 500;
    margin-bottom: 16px;
    letter-spacing: -0.02em;
    line-height: 1.2;
  }
  .diff-item p {
    color: var(--slate);
    line-height: 1.6;
    font-size: 16px;
  }
  .diff-item p strong {
    color: var(--ink);
    font-weight: 600;
    background: linear-gradient(180deg, transparent 60%, rgba(217, 168, 42, 0.25) 60%);
    padding: 0 2px;
  }
  @media (max-width: 800px) { .diff-grid { grid-template-columns: 1fr; gap: 32px; } }

  /* ============ FOOTER CTA ============ */
  .cta-block {
    background: var(--ink);
    color: var(--paper);
    border-radius: 32px;
    padding: 80px 60px;
    text-align: center;
    margin: 60px auto;
    max-width: 1340px;
    position: relative;
    overflow: hidden;
  }
  .cta-block::before {
    content: '';
    position: absolute;
    top: -50%; left: 50%;
    transform: translateX(-50%);
    width: 800px; height: 800px;
    background: radial-gradient(circle, rgba(217, 168, 42, 0.15) 0%, transparent 60%);
    pointer-events: none;
  }
  .cta-block .container { position: relative; }
  .cta-title {
    font-family: var(--serif);
    font-size: clamp(32px, 4vw, 52px);
    font-weight: 500;
    line-height: 1.1;
    letter-spacing: -0.025em;
    margin-bottom: 20px;
  }
  .cta-title em { font-style: italic; color: var(--mustard); }
  .cta-sub {
    color: rgba(244, 241, 232, 0.75);
    font-size: 18px;
    max-width: 560px;
    margin: 0 auto 36px;
  }
  /* CTA subline — locked May 4, 2026 (Phase 3 chat #3 CTA sweep). Adjacent <p>
     placement after btn-primary buttons site-wide. Inherits muted color on cream
     backgrounds; overridden inside .cta-block (already cream-on-teal).
     .cta-subline-compact narrows the max-width for sidebar/card contexts. */
  .cta-subline {
    color: var(--muted);
    font-size: 14px;
    line-height: 1.5;
    margin: 8px 0 0;
    max-width: 480px;
  }
  .cta-subline-compact {
    font-size: 13px;
    max-width: none;
  }
  .cta-buttons {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
  }
  .cta-block .btn-primary { background: var(--mustard); color: var(--ink); }
  .cta-block .btn-primary:hover { background: var(--mustard-soft); }
  .cta-block .btn-ghost { color: var(--paper); border-color: rgba(244, 241, 232, 0.3); }
  .cta-block .btn-ghost:hover { background: var(--paper); color: var(--ink); }

  /* ============ FOOTER ============ */
  footer {
    background: var(--charcoal);
    color: var(--paper);
    padding: 60px 32px 32px;
  }
  .footer-grid {
    max-width: 1400px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1.4fr repeat(4, 1fr);
    gap: 48px;
    padding-bottom: 48px;
    border-bottom: 1px solid rgba(244, 241, 232, 0.1);
  }
  .footer-brand p { color: rgba(244, 241, 232, 0.6); font-size: 14px; max-width: 280px; line-height: 1.6; margin-top: 16px; }
  .footer-col h5 {
    font-family: var(--mono);
    font-size: 11px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    color: var(--mustard);
    margin-bottom: 18px;
  }
  .footer-col a {
    display: block;
    color: rgba(244, 241, 232, 0.65);
    text-decoration: none;
    font-size: 14px;
    margin-bottom: 10px;
    transition: color 0.2s;
    cursor: pointer;
  }
  .footer-col a:hover { color: var(--paper); }
  .footer-bottom {
    max-width: 1400px;
    margin: 32px auto 0;
    display: flex;
    justify-content: space-between;
    color: rgba(244, 241, 232, 0.4);
    font-size: 12px;
    font-family: var(--mono);
    letter-spacing: 0.1em;
  }
  @media (max-width: 1000px) {
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
    .footer-bottom { flex-direction: column; gap: 12px; text-align: center; }
  }

  /* ============ INDUSTRIES PAGE ============ */
  .ind-hero {
    padding: 100px 32px 80px;
    background: linear-gradient(180deg, var(--paper) 0%, var(--cream) 100%);
  }
  .ind-deep {
    padding: 100px 32px;
    border-bottom: 1px solid var(--line);
  }
  .ind-deep:nth-child(even) { background: var(--cream); }

  /* Industry hero image strip — sits above the deep section content */
  .ind-deep-image {
    width: 100%;
    max-width: 1400px;
    margin: 0 auto 56px;
    height: clamp(260px, 34vh, 380px);
    border-radius: 24px;
    overflow: hidden;
    position: relative;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.12);
  }
  .ind-deep-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
  }
  .ind-deep-image::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, transparent 40%, rgba(20, 56, 71, 0.4) 100%);
    pointer-events: none;
  }
  .ind-deep-image-tag {
    position: absolute;
    bottom: 24px; left: 28px;
    color: var(--paper);
    font-family: var(--mono);
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    z-index: 1;
    padding: 8px 14px;
    background: rgba(0, 0, 0, 0.4);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    border-radius: 6px;
  }
  .ind-deep-inner {
    max-width: 1400px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: start;
  }
  .ind-deep-content h2 {
    font-family: var(--serif);
    font-size: clamp(32px, 3.6vw, 48px);
    font-weight: 500;
    line-height: 1.1;
    letter-spacing: -0.02em;
    margin: 16px 0 24px;
  }
  .ind-deep-content > p {
    font-size: 18px;
    line-height: 1.6;
    color: var(--slate);
    margin-bottom: 32px;
  }
  .challenge-list, .solution-list {
    margin-bottom: 32px;
  }
  .ind-deep-content h3 {
    font-family: var(--mono);
    font-size: 11px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    color: var(--teal);
    margin-bottom: 20px;
  }
  .challenge-list li, .solution-list li {
    list-style: none;
    padding: 16px 0;
    border-top: 1px solid var(--line);
    font-size: 15px;
    line-height: 1.6;
    color: var(--slate);
    display: grid;
    grid-template-columns: 28px 1fr;
    gap: 12px;
  }
  .challenge-list li::before {
    content: '—';
    color: var(--mustard);
    font-weight: 500;
  }
  .solution-list li::before {
    content: '+';
    color: var(--teal);
    font-weight: 600;
    font-size: 18px;
  }
  .ind-deep-content li:last-child { border-bottom: 1px solid var(--line); }
  .ind-side {
    background: var(--ink);
    color: var(--paper);
    border-radius: 24px;
    padding: 40px;
    position: sticky;
    top: 100px;
  }
  .ind-side h4 {
    font-family: var(--mono);
    font-size: 11px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    color: var(--mustard);
    margin-bottom: 20px;
  }
  .ind-side p {
    font-family: var(--serif);
    font-size: 22px;
    line-height: 1.3;
    margin-bottom: 28px;
    font-weight: 400;
    letter-spacing: -0.01em;
  }
  .ind-side .meta {
    display: grid;
    grid-template-columns: 1fr;
    gap: 16px;
    margin-bottom: 28px;
    padding-top: 28px;
    border-top: 1px solid rgba(244, 241, 232, 0.15);
  }
  .ind-side .meta-row {
    display: flex;
    justify-content: space-between;
    font-size: 13px;
  }
  .ind-side .meta-label { color: rgba(244, 241, 232, 0.5); font-family: var(--mono); }
  .ind-side .meta-value { color: var(--paper); font-weight: 500; }
  @media (max-width: 1000px) {
    .ind-deep-inner { grid-template-columns: 1fr; gap: 48px; }
    .ind-side { position: static; }
  }

  /* ============ PRODUCTS PAGE ============ */
  .pos-hero {
    padding: 100px 32px 60px;
    text-align: center;
    background: var(--paper);
  }
  .rec-banner {
    margin-top: 48px;
    background: var(--ink);
    color: var(--paper);
    border-radius: 16px;
    padding: 24px 32px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
    max-width: 720px;
  }
  .rec-banner-text { display: flex; flex-direction: column; gap: 4px; }
  .rec-banner-text strong { font-family: var(--serif); font-size: 22px; font-weight: 500; }
  .rec-banner-text span { color: rgba(244, 241, 232, 0.7); font-size: 14px; }
  .rec-banner .btn { background: var(--mustard); color: var(--ink); }
  .rec-banner .btn:hover { background: var(--mustard-soft); }
  @media (max-width: 600px) {
    .rec-banner { flex-direction: column; align-items: flex-start; }
  }
  .pos-categories {
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 32px 100px;
    display: grid;
    grid-template-columns: 1fr;
    gap: 80px;
  }
  .pos-cat-header {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 32px;
    align-items: end;
    border-bottom: 1px solid var(--line);
    padding-bottom: 24px;
    margin-bottom: 40px;
  }
  .pos-cat-num {
    font-family: var(--serif);
    font-size: 80px;
    font-weight: 400;
    font-style: italic;
    color: var(--teal);
    line-height: 0.8;
  }
  .pos-cat-title {
    font-family: var(--serif);
    font-size: clamp(28px, 3.5vw, 44px);
    font-weight: 500;
    line-height: 1.1;
    letter-spacing: -0.02em;
  }
  .pos-list {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
  }
  .pos-card {
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 20px;
    padding: 36px;
    transition: all 0.3s;
    cursor: pointer;
  }
  .pos-card:hover {
    background: var(--white);
    border-color: var(--teal);
    transform: translateY(-4px);
    box-shadow: 0 20px 50px rgba(31, 78, 95, 0.1);
  }
  .pos-card.featured {
    background: var(--ink);
    color: var(--paper);
  }
  .pos-card.featured .pos-tag { background: var(--mustard); color: var(--ink); border-color: var(--mustard); }
  .pos-tag {
    display: inline-block;
    background: var(--cream);
    color: var(--ink);
    padding: 4px 12px;
    border-radius: 999px;
    border: 1px solid var(--line);
    font-family: var(--mono);
    font-size: 10px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    margin-bottom: 24px;
  }
  .pos-card h3 {
    font-family: var(--serif);
    font-size: 28px;
    font-weight: 500;
    letter-spacing: -0.02em;
    margin-bottom: 12px;
  }
  .pos-card .pos-fit {
    font-family: var(--mono);
    font-size: 12px;
    color: var(--muted);
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: 20px;
  }
  .pos-card.featured .pos-fit { color: rgba(244, 241, 232, 0.6); }
  .pos-card p {
    color: var(--slate);
    font-size: 14px;
    line-height: 1.6;
    margin-bottom: 24px;
  }
  .pos-card.featured p { color: rgba(244, 241, 232, 0.75); }
  .pos-link {
    color: var(--teal);
    font-weight: 500;
    font-size: 14px;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
  }
  .pos-card.featured .pos-link { color: var(--mustard); }

  /* Brand-lockup heading. When a partner has an authorized logo asset,
     the h3 wraps an <img> instead of plain text. The h3 retains
     semantic heading behavior; CSS just lets the inline image size
     correctly. */
  .pos-card h3.pos-card-lockup {
    margin-bottom: 18px;
    line-height: 1;
  }
  .pos-card h3.pos-card-lockup img {
    height: 28px;
    width: auto;
    display: block;
    max-width: 200px;
  }
  .pos-card.featured h3.pos-card-lockup img {
    height: 32px;
  }

  @media (max-width: 900px) { .pos-list { grid-template-columns: 1fr 1fr; } }
  @media (max-width: 600px) {
    .pos-list { grid-template-columns: 1fr; }
    .pos-cat-header { grid-template-columns: 1fr; gap: 8px; }
    .pos-cat-num { font-size: 56px; }
  }

  /* Compare POS Table */
  .compare-table-wrap {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 20px;
    overflow: hidden;
    overflow-x: auto;
  }
  .compare-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 15px;
  }
  .compare-table thead {
    background: var(--ink);
    color: var(--paper);
  }
  .compare-table th {
    padding: 24px 20px;
    text-align: left;
    font-family: var(--serif);
    font-size: 22px;
    font-weight: 500;
    letter-spacing: -0.01em;
  }
  .compare-table th:first-child {
    background: var(--cream);
    color: var(--ink);
    width: 200px;
  }
  .compare-table td {
    padding: 20px;
    border-top: 1px solid var(--line);
    color: var(--slate);
    line-height: 1.4;
  }
  .compare-table td.row-label {
    background: var(--cream);
    font-weight: 600;
    color: var(--ink);
    font-family: var(--mono);
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 0.1em;
  }
  .compare-table .check {
    color: var(--teal);
    font-weight: 600;
    font-size: 18px;
  }
  .compare-table .dash {
    color: var(--muted);
    opacity: 0.5;
  }
  .compare-table tbody tr:hover {
    background: rgba(217, 168, 42, 0.05);
  }
  .compare-footer {
    margin-top: 24px;
    padding: 20px 24px;
    background: rgba(31, 78, 95, 0.06);
    border-radius: 12px;
    color: var(--slate);
    font-size: 14px;
    line-height: 1.5;
    font-style: italic;
  }
  @media (max-width: 700px) {
    .compare-table { font-size: 13px; }
    .compare-table th, .compare-table td { padding: 14px 12px; }
    .compare-table th { font-size: 18px; }
  }

  /* ============ SERVICES & LOANS ============ */
  .svc-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    margin-bottom: 80px;
  }
  .svc-card {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 20px;
    padding: 40px;
    transition: all 0.3s;
  }
  .svc-card:hover { border-color: var(--teal); }
  .svc-card .icon-block {
    width: 56px; height: 56px;
    background: var(--teal);
    border-radius: 14px;
    margin-bottom: 28px;
    position: relative;
  }
  .svc-card .icon-block::after {
    content: '';
    position: absolute;
    inset: 16px;
    background: var(--mustard);
    border-radius: 4px;
  }
  .svc-card h3 {
    font-family: var(--serif);
    font-size: 26px;
    font-weight: 500;
    margin-bottom: 14px;
    letter-spacing: -0.02em;
  }
  .svc-card p {
    color: var(--slate);
    line-height: 1.6;
    margin-bottom: 24px;
  }
  @media (max-width: 800px) { .svc-grid { grid-template-columns: 1fr; } }

  .loans-section {
    background: var(--cream);
    padding: 100px 32px;
    border-top: 1px solid var(--line);
  }
  .loans-positioning {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    margin: 32px 0 16px;
  }
  .lp-item {
    background: var(--paper);
    padding: 28px;
    border-radius: 16px;
    border-left: 3px solid var(--teal);
  }
  .lp-item:nth-child(2) { border-left-color: var(--mustard); }
  .lp-label {
    font-family: var(--mono);
    font-size: 11px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    color: var(--teal);
    margin-bottom: 12px;
    display: block;
  }
  .lp-item:nth-child(2) .lp-label { color: var(--mustard); }
  .lp-item p { color: var(--ink); line-height: 1.55; font-size: 15px; }
  .lp-item p strong { font-family: var(--serif); font-size: 18px; font-weight: 500; display: block; margin-bottom: 6px; color: var(--ink); }
  @media (max-width: 800px) { .loans-positioning { grid-template-columns: 1fr; } }
  .loan-list {
    display: grid;
    grid-template-columns: 1fr;
    gap: 0;
    border-top: 1px solid var(--line);
    margin-top: 40px;
  }
  .loan-row {
    display: grid;
    grid-template-columns: 1fr 2fr auto;
    gap: 40px;
    padding: 32px 0;
    border-bottom: 1px solid var(--line);
    align-items: center;
    transition: padding 0.2s;
    cursor: pointer;
  }
  .loan-row:hover { padding-left: 16px; }
  .loan-row h4 {
    font-family: var(--serif);
    font-size: 24px;
    font-weight: 500;
    letter-spacing: -0.015em;
  }
  .loan-row p { color: var(--slate); font-size: 15px; line-height: 1.5; }
  .loan-row .arrow {
    color: var(--teal);
    font-size: 22px;
    transition: transform 0.2s;
  }
  .loan-row:hover .arrow { transform: translateX(6px); }
  @media (max-width: 800px) {
    .loan-row { grid-template-columns: 1fr; gap: 8px; }
    .loan-row .arrow { display: none; }
  }

  /* ============ PARTNERS PAGE ============ */
  .partner-hero {
    background: var(--ink);
    background-image: url('../img/hero-partners.jpg');
    background-size: cover;
    background-position: center;
    color: var(--paper);
    padding: 140px 32px 120px;
    position: relative;
    overflow: hidden;
  }
  .partner-hero::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(18,18,18,0.85) 0%, rgba(31,78,95,0.78) 50%, rgba(18,18,18,0.7) 100%);
    pointer-events: none;
  }
  .partner-hero::before {
    content: '';
    position: absolute;
    top: -50%; right: -10%;
    width: 70%; height: 200%;
    background: radial-gradient(ellipse at center, rgba(217, 168, 42, 0.18) 0%, transparent 60%);
  }
  .partner-hero .container { position: relative; }
  .partner-hero .eyebrow { color: var(--mustard); }
  .partner-hero .eyebrow::before { background: var(--mustard); }
  .partner-hero h1 {
    font-family: var(--serif);
    font-size: clamp(40px, 5.5vw, 76px);
    line-height: 1.02;
    letter-spacing: -0.025em;
    font-weight: 500;
    margin-bottom: 28px;
    max-width: 1100px;
  }
  .partner-hero h1 em { font-style: italic; color: var(--mustard); }
  .partner-hero p {
    font-size: 19px;
    color: rgba(244, 241, 232, 0.75);
    max-width: 720px;
    margin-bottom: 40px;
    line-height: 1.55;
  }
  .partner-benefits {
    padding: 100px 32px;
    background: var(--paper);
  }
  .pb-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
    max-width: 1400px;
    margin: 60px auto 0;
  }
  .pb-card {
    background: var(--cream);
    border-radius: 20px;
    padding: 40px;
    border-left: 4px solid var(--mustard);
  }
  .pb-card h4 {
    font-family: var(--serif);
    font-size: 24px;
    font-weight: 500;
    letter-spacing: -0.015em;
    margin-bottom: 14px;
  }
  .pb-card p { color: var(--slate); line-height: 1.6; }
  @media (max-width: 800px) { .pb-grid { grid-template-columns: 1fr; } }

  .promo-block {
    background: var(--mustard);
    padding: 80px 32px;
    text-align: center;
  }
  .promo-block h2 {
    font-family: var(--serif);
    font-size: clamp(32px, 4.5vw, 56px);
    font-weight: 500;
    color: var(--ink);
    line-height: 1.1;
    letter-spacing: -0.025em;
    margin-bottom: 20px;
  }
  .promo-block p {
    font-size: 18px;
    color: var(--charcoal);
    max-width: 640px;
    margin: 0 auto 32px;
    opacity: 0.85;
  }
  .promo-meta {
    font-family: var(--mono);
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    color: var(--charcoal);
    opacity: 0.7;
  }


  /* ============ CONTACT PAGE ============ */
  .contact-hero {
    padding: 100px 32px 40px;
    background: var(--paper);
  }
  .contact-grid {
    max-width: 1400px;
    margin: 0 auto;
    padding: 40px 32px 100px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: start;
  }
  .contact-info h3 {
    font-family: var(--mono);
    font-size: 11px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    color: var(--teal);
    margin-bottom: 24px;
  }
  .contact-method {
    padding: 24px 0;
    border-top: 1px solid var(--line);
  }
  .contact-method:last-child { border-bottom: 1px solid var(--line); }
  .contact-method .label {
    font-family: var(--mono);
    font-size: 11px;
    color: var(--muted);
    text-transform: uppercase;
    letter-spacing: 0.15em;
    margin-bottom: 8px;
    display: block;
  }
  .contact-method .value {
    font-family: var(--serif);
    font-size: 22px;
    font-weight: 500;
    color: var(--ink);
    text-decoration: none;
    letter-spacing: -0.01em;
  }
  .contact-method .value:hover { color: var(--teal); }
  .contact-form {
    background: var(--ink);
    color: var(--paper);
    border-radius: 24px;
    padding: 48px;
  }
  .contact-form h3 {
    font-family: var(--serif);
    font-size: 28px;
    font-weight: 500;
    letter-spacing: -0.02em;
    margin-bottom: 28px;
  }
  .form-group { margin-bottom: 18px; }
  .form-group label {
    display: block;
    font-family: var(--mono);
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: rgba(244, 241, 232, 0.6);
    margin-bottom: 8px;
  }
  .form-group input, .form-group select, .form-group textarea {
    width: 100%;
    background: rgba(244, 241, 232, 0.05);
    border: 1px solid rgba(244, 241, 232, 0.15);
    border-radius: 10px;
    padding: 14px 16px;
    font-family: var(--sans);
    font-size: 15px;
    color: var(--paper);
    transition: border-color 0.2s, background 0.2s;
  }
  .form-group input:focus, .form-group select:focus, .form-group textarea:focus {
    outline: none;
    border-color: var(--mustard);
    background: rgba(244, 241, 232, 0.08);
  }
  .form-group input::placeholder, .form-group textarea::placeholder { color: rgba(244, 241, 232, 0.4); }
  .form-group select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23F4F1E8' stroke-width='1.5'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 16px center; padding-right: 40px; }
  /* Make dropdown options readable on the native (white) popup background */
  .form-group select option {
    color: var(--ink);
    background-color: var(--paper);
    padding: 8px 12px;
  }
  .form-group select option:checked,
  .form-group select option:hover {
    background-color: var(--teal);
    color: var(--paper);
  }
  .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
  .form-submit {
    width: 100%;
    background: var(--mustard);
    color: var(--ink);
    border: none;
    padding: 16px;
    border-radius: 10px;
    font-size: 15px;
    font-weight: 600;
    cursor: pointer;
    margin-top: 12px;
    transition: background 0.2s;
  }
  .form-submit:hover { background: var(--mustard-soft); }
  @media (max-width: 900px) {
    .contact-grid { grid-template-columns: 1fr; gap: 48px; }
    .form-row { grid-template-columns: 1fr; }
    .contact-form { padding: 32px; }
  }

  /* ============ ANIMATIONS ============ */ 
  .nav-actions {
    display: flex;
    align-items: center;
    gap: 16px;
  }
  .nav-phone {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
    color: var(--ink);
    font-family: var(--mono);
    font-size: 14px;
    font-weight: 500;
    letter-spacing: 0.02em;
    padding: 8px 14px;
    border-radius: 999px;
    border: 1px solid var(--line);
    transition: all 0.2s;
  }
  .nav-phone:hover {
    background: var(--ink);
    color: var(--paper);
    border-color: var(--ink);
  }
  .nav-phone-icon {
    font-size: 14px;
    color: var(--teal);
    transition: color 0.2s;
  }
  .nav-phone:hover .nav-phone-icon { color: var(--mustard); }
  @media (max-width: 1100px) {
    .nav-actions { display: none; }
    .nav-inner.mobile-open .nav-actions {
      display: flex;
      flex-direction: column;
      align-items: stretch;
      gap: 12px;
      padding-top: 8px;
      border-top: 1px solid var(--line);
      margin-top: 8px;
    }
    .nav-inner.mobile-open .nav-phone { justify-content: center; }
  }

  /* Audience qualifier strip — subtle, immediately under hero */
  .audience-strip {
    background: var(--cream);
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
    padding: 14px 32px;
    text-align: center;
    font-family: var(--mono);
    font-size: 12px;
    letter-spacing: 0.08em;
    color: var(--slate);
  }
  .audience-strip strong { color: var(--teal); font-weight: 600; }

  /* Page transitions */

  /* Button consistency pass — single source of truth */
  .btn { font-family: var(--sans); }
  .btn-primary { background: var(--ink); color: var(--paper); }
  .btn-primary:hover { background: var(--teal); }
  .btn-secondary {
    background: transparent;
    color: var(--ink);
    border: 1.5px solid var(--ink);
  }
  .btn-secondary:hover { background: var(--ink); color: var(--paper); }
  .btn-text {
    background: transparent;
    color: var(--ink);
    padding: 14px 0;
    border-radius: 0;
    border-bottom: 1.5px solid var(--ink);
    box-shadow: none;
  }
  .btn-text:hover { transform: none; color: var(--teal); border-color: var(--teal); }
  .btn-mustard { background: var(--mustard); color: var(--ink); }
  .btn-mustard:hover { background: var(--mustard-soft); transform: translateY(-2px); }

  /* Qualifying offer block */
  .qual-offer {
    margin: 0 32px 0;
    padding: 48px 56px;
    background: linear-gradient(135deg, var(--charcoal) 0%, var(--teal-deep) 100%);
    color: var(--paper);
    border-radius: 24px;
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 48px;
    align-items: center;
    max-width: 1340px;
    margin-left: auto;
    margin-right: auto;
    position: relative;
    overflow: hidden;
  }
  .qual-offer::before {
    content: '';
    position: absolute;
    top: -50%; right: -20%;
    width: 60%; height: 200%;
    background: radial-gradient(circle, rgba(217, 168, 42, 0.18) 0%, transparent 60%);
    pointer-events: none;
  }
  .qual-offer-content { position: relative; }
  .qual-offer-eyebrow {
    font-family: var(--mono);
    font-size: 11px;
    color: var(--mustard);
    text-transform: uppercase;
    letter-spacing: 0.18em;
    margin-bottom: 14px;
  }
  .qual-offer-title {
    font-family: var(--serif);
    font-size: clamp(28px, 3.6vw, 42px);
    font-weight: 500;
    line-height: 1.1;
    letter-spacing: -0.02em;
    margin-bottom: 14px;
  }
  .qual-offer-title em { font-style: italic; color: var(--mustard); }
  .qual-offer-sub {
    color: rgba(244, 241, 232, 0.78);
    line-height: 1.55;
    margin-bottom: 20px;
    font-size: 16px;
    max-width: 600px;
  }
  .qual-offer-fine {
    font-family: var(--mono);
    font-size: 11px;
    color: rgba(244, 241, 232, 0.5);
    letter-spacing: 0.08em;
  }
  .qual-offer-cta { position: relative; z-index: 1; }
  @media (max-width: 800px) {
    .qual-offer { grid-template-columns: 1fr; padding: 36px 28px; gap: 24px; }
  }

  /* Trust strip in hero */
  .hero-trust {
    margin-top: 32px;
    display: flex;
    align-items: center;
    gap: 18px;
    flex-wrap: wrap;
    font-family: var(--mono);
    font-size: 12px;
    color: var(--muted);
    text-transform: uppercase;
    letter-spacing: 0.12em;
  }
  .hero-trust-item {
    display: inline-flex;
    align-items: center;
    gap: 6px;
  }
  .hero-trust-item::before {
    content: '✓';
    color: var(--teal);
    font-weight: 700;
  }
  .hero-trust-divider {
    width: 4px; height: 4px;
    background: var(--line);
    border-radius: 50%;
  }

  /* Ecosystem-builder differentiator section refinement */
  .ecosystem-block {
    background: var(--paper);
    padding: 100px 32px;
  }
  .ecosystem-quote {
    font-family: var(--serif);
    font-size: clamp(28px, 3.4vw, 42px);
    font-weight: 400;
    font-style: italic;
    line-height: 1.25;
    letter-spacing: -0.018em;
    color: var(--ink);
    max-width: 1000px;
    margin-bottom: 32px;
  }
  .ecosystem-quote em {
    font-style: normal;
    color: var(--teal);
    font-weight: 500;
  }
  .ecosystem-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 32px 64px;
    margin-top: 48px;
    padding-top: 48px;
    border-top: 1px solid var(--line);
  }
  .ecosystem-point {
    padding-left: 28px;
    position: relative;
  }
  .ecosystem-point::before {
    content: '';
    position: absolute;
    left: 0; top: 8px;
    width: 14px; height: 1px;
    background: var(--mustard);
  }
  .ecosystem-point h4 {
    font-family: var(--serif);
    font-size: 22px;
    font-weight: 500;
    letter-spacing: -0.015em;
    margin-bottom: 10px;
    color: var(--ink);
  }
  .ecosystem-point p {
    color: var(--slate);
    line-height: 1.55;
    font-size: 15px;
  }
  @media (max-width: 800px) {
    .ecosystem-grid { grid-template-columns: 1fr; gap: 24px; }
  }

  /* CTA hierarchy: primary CTA dominant, secondary clearly subordinate */
  .hero-ctas .btn-primary {
    padding: 18px 32px;
    font-size: 16px;
    font-weight: 600;
  }
  .hero-ctas .btn-text {
    font-size: 14px;
    padding: 18px 4px;
    color: var(--slate);
    border-color: var(--slate);
  }

  
  /* ============ PROGRAM PAGES ============ */
  .pp-hero {
    padding: 100px 32px 60px;
    background: var(--paper);
  }
  .pp-hero-inner {
    max-width: 1200px;
    margin: 0 auto;
  }
  .pp-hero-tag {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-family: var(--mono);
    font-size: 11px;
    color: var(--teal);
    text-transform: uppercase;
    letter-spacing: 0.18em;
    margin-bottom: 20px;
    padding: 8px 14px;
    border: 1px solid var(--teal);
    border-radius: 999px;
  }
  .pp-hero h1 {
    font-family: var(--serif);
    font-weight: 500;
    font-size: clamp(38px, 4.8vw, 64px);
    line-height: 1.05;
    letter-spacing: -0.025em;
    color: var(--ink);
    margin-bottom: 24px;
    max-width: 900px;
  }
  .pp-hero h1 em { font-style: italic; color: var(--teal); }
  .pp-hero-sub {
    font-size: 19px;
    color: var(--slate);
    line-height: 1.55;
    max-width: 720px;
    margin-bottom: 32px;
  }
  .pp-hero-quick {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0;
    margin-top: 48px;
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
    align-items: stretch;
  }
  .pp-quick-stat {
    padding: 28px 28px 28px 0;
    border-right: 1px solid var(--line);
    display: flex;
    flex-direction: column;
    justify-content: center;
    min-height: 110px;
  }
  .pp-quick-stat:last-child { border-right: none; padding-right: 0; }
  .pp-quick-stat-label {
    font-family: var(--mono);
    font-size: 10px;
    color: var(--muted);
    text-transform: uppercase;
    letter-spacing: 0.18em;
    margin-bottom: 10px;
  }
  .pp-quick-stat-value {
    font-family: var(--serif);
    font-size: 26px;
    font-weight: 500;
    color: var(--ink);
    letter-spacing: -0.015em;
    line-height: 1.2;
  }
  .pp-quick-stat-value em { font-style: italic; color: var(--teal); }
  @media (max-width: 800px) {
    .pp-hero-quick { grid-template-columns: 1fr; }
    .pp-quick-stat { border-right: none; border-bottom: 1px solid var(--line); padding: 20px 0; min-height: auto; }
    .pp-quick-stat:last-child { border-bottom: none; }
  }

  /* Section system inside program pages */
  .pp-section { padding: 80px 32px; }
  .pp-section.cream { background: var(--cream); }
  .pp-section.dark { background: var(--ink); color: var(--paper); }
  .pp-section-inner { max-width: 1200px; margin: 0 auto; }
  .pp-section h2 {
    font-family: var(--serif);
    font-weight: 500;
    font-size: clamp(28px, 3.4vw, 42px);
    line-height: 1.1;
    letter-spacing: -0.022em;
    margin-bottom: 20px;
    max-width: 900px;
  }
  .pp-section h2 em { font-style: italic; color: var(--teal); }
  .pp-section.dark h2 em { color: var(--mustard); }
  .pp-section-sub {
    font-size: 17px;
    line-height: 1.55;
    color: var(--slate);
    max-width: 720px;
    margin-bottom: 40px;
  }
  .pp-section.dark .pp-section-sub { color: rgba(244, 241, 232, 0.78); }
  .pp-section-eyebrow {
    font-family: var(--mono);
    font-size: 11px;
    color: var(--teal);
    text-transform: uppercase;
    letter-spacing: 0.18em;
    margin-bottom: 18px;
    display: inline-block;
  }
  .pp-section.dark .pp-section-eyebrow { color: var(--mustard); }

  /* TLDR / Simple summary block */
  .pp-tldr {
    background: var(--cream);
    border-left: 4px solid var(--mustard);
    padding: 32px 36px;
    border-radius: 0 16px 16px 0;
    margin: 0 0 48px;
    max-width: 900px;
  }
  .pp-tldr-tag {
    font-family: var(--mono);
    font-size: 10px;
    color: var(--teal);
    text-transform: uppercase;
    letter-spacing: 0.2em;
    margin-bottom: 12px;
  }
  .pp-tldr h3 {
    font-family: var(--serif);
    font-weight: 500;
    font-size: 22px;
    letter-spacing: -0.015em;
    margin-bottom: 14px;
    color: var(--ink);
  }
  .pp-tldr p {
    color: var(--slate);
    line-height: 1.6;
    font-size: 15px;
  }
  .pp-tldr p + p { margin-top: 12px; }

  /* How it works - numbered steps */
  .pp-steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    margin-top: 32px;
  }
  .pp-step {
    padding-top: 20px;
    border-top: 2px solid var(--ink);
  }
  .pp-section.dark .pp-step { border-color: var(--mustard); }
  .pp-step-num {
    font-family: var(--mono);
    font-size: 11px;
    color: var(--muted);
    text-transform: uppercase;
    letter-spacing: 0.2em;
    margin-bottom: 12px;
  }
  .pp-section.dark .pp-step-num { color: rgba(244, 241, 232, 0.6); }
  .pp-step h4 {
    font-family: var(--serif);
    font-weight: 500;
    font-size: 22px;
    letter-spacing: -0.015em;
    margin-bottom: 10px;
    line-height: 1.2;
  }
  .pp-step p {
    color: var(--slate);
    font-size: 15px;
    line-height: 1.55;
  }
  .pp-section.dark .pp-step p { color: rgba(244, 241, 232, 0.78); }
  @media (max-width: 800px) {
    .pp-steps { grid-template-columns: 1fr; gap: 24px; }
  }

  /* State compliance grid */
  .pp-states-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
    margin-top: 32px;
  }
  .pp-state-card {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 14px;
    padding: 24px 26px;
  }
  .pp-state-card.banned {
    background: rgba(239, 68, 68, 0.04);
    border-color: rgba(239, 68, 68, 0.25);
  }
  .pp-state-card.restricted {
    background: rgba(217, 168, 42, 0.06);
    border-color: rgba(217, 168, 42, 0.35);
  }
  .pp-state-card.allowed {
    background: rgba(31, 78, 95, 0.04);
    border-color: rgba(31, 78, 95, 0.2);
  }
  .pp-state-card h4 {
    font-family: var(--serif);
    font-weight: 500;
    font-size: 17px;
    letter-spacing: -0.01em;
    margin-bottom: 6px;
  }
  .pp-state-card .pp-state-status {
    font-family: var(--mono);
    font-size: 10px;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    margin-bottom: 10px;
    display: inline-block;
    padding: 4px 10px;
    border-radius: 999px;
  }
  .pp-state-card.banned .pp-state-status {
    background: rgba(239, 68, 68, 0.12);
    color: #B91C1C;
  }
  .pp-state-card.restricted .pp-state-status {
    background: rgba(217, 168, 42, 0.18);
    color: #92580A;
  }
  .pp-state-card.allowed .pp-state-status {
    background: rgba(31, 78, 95, 0.12);
    color: var(--teal);
  }
  .pp-state-card p {
    color: var(--slate);
    font-size: 14px;
    line-height: 1.5;
  }
  @media (max-width: 700px) {
    .pp-states-grid { grid-template-columns: 1fr; }
  }

  /* Compliance checklist */
  .pp-checklist {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 36px 40px;
    margin-top: 32px;
  }
  .pp-section.dark .pp-checklist {
    background: rgba(244, 241, 232, 0.04);
    border-color: rgba(244, 241, 232, 0.12);
  }
  .pp-checklist-item {
    display: grid;
    grid-template-columns: 32px 1fr;
    gap: 14px;
    padding: 18px 0;
    border-top: 1px solid var(--line);
  }
  .pp-section.dark .pp-checklist-item { border-color: rgba(244, 241, 232, 0.08); }
  .pp-checklist-item:first-child { border-top: none; padding-top: 0; }
  .pp-checklist-item:last-child { padding-bottom: 0; }
  .pp-checklist-num {
    font-family: var(--mono);
    font-size: 11px;
    color: var(--teal);
    font-weight: 600;
    letter-spacing: 0.05em;
    padding-top: 2px;
  }
  .pp-section.dark .pp-checklist-num { color: var(--mustard); }
  .pp-checklist-content h5 {
    font-family: var(--sans);
    font-size: 15px;
    font-weight: 600;
    margin-bottom: 6px;
    color: var(--ink);
  }
  .pp-section.dark .pp-checklist-content h5 { color: var(--paper); }
  .pp-checklist-content p {
    font-size: 14px;
    color: var(--slate);
    line-height: 1.55;
  }
  .pp-section.dark .pp-checklist-content p { color: rgba(244, 241, 232, 0.7); }

  /* Two-column comparison */
  .pp-compare {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    margin-top: 32px;
  }
  .pp-compare-col {
    padding: 32px 36px;
    border-radius: 16px;
  }
  .pp-compare-col.good {
    background: rgba(31, 78, 95, 0.04);
    border: 1px solid rgba(31, 78, 95, 0.15);
  }
  .pp-compare-col.bad {
    background: rgba(239, 68, 68, 0.03);
    border: 1px solid rgba(239, 68, 68, 0.18);
  }
  .pp-compare-col h4 {
    font-family: var(--serif);
    font-weight: 500;
    font-size: 20px;
    letter-spacing: -0.015em;
    margin-bottom: 16px;
  }
  .pp-compare-col.good h4 { color: var(--teal); }
  .pp-compare-col.bad h4 { color: #B91C1C; }
  .pp-compare-col ul { list-style: none; padding: 0; }
  .pp-compare-col li {
    padding: 10px 0;
    border-top: 1px solid var(--line);
    font-size: 14px;
    line-height: 1.55;
    color: var(--slate);
    display: grid;
    grid-template-columns: 22px 1fr;
    gap: 10px;
  }
  .pp-compare-col li:first-child { border-top: none; }
  .pp-compare-col.good li::before {
    content: '+';
    color: var(--teal);
    font-weight: 700;
    font-size: 17px;
  }
  .pp-compare-col.bad li::before {
    content: '—';
    color: #B91C1C;
    font-weight: 600;
  }
  @media (max-width: 800px) {
    .pp-compare { grid-template-columns: 1fr; }
  }

  /* FAQ accordion */
  .pp-faq { margin-top: 32px; }
  .pp-faq-item {
    border-top: 1px solid var(--line);
    padding: 24px 0;
  }
  .pp-faq-item:last-child { border-bottom: 1px solid var(--line); }
  .pp-faq-q {
    font-family: var(--serif);
    font-weight: 500;
    font-size: 19px;
    letter-spacing: -0.01em;
    margin-bottom: 10px;
    color: var(--ink);
  }
  .pp-faq-a {
    color: var(--slate);
    line-height: 1.6;
    font-size: 15px;
  }
  .pp-faq-a strong { color: var(--ink); }

  /* Narrative prose blocks (About page) */
  .pp-narrative-block {
    margin-top: 40px;
    padding-top: 32px;
    border-top: 1px solid var(--line);
  }
  .pp-narrative-block:first-child {
    border-top: none;
    padding-top: 16px;
  }
  .pp-narrative-h3 {
    font-family: var(--serif);
    font-weight: 500;
    font-size: 26px;
    line-height: 1.2;
    letter-spacing: -0.018em;
    margin-bottom: 16px;
    color: var(--ink);
  }
  .pp-narrative-h3 em {
    font-style: italic;
    color: var(--teal);
  }
  .pp-narrative-p {
    font-size: 17px;
    line-height: 1.7;
    color: var(--slate);
  }
  @media (max-width: 700px) {
    .pp-narrative-h3 { font-size: 22px; }
    .pp-narrative-p { font-size: 16px; }
  }

  /* Disclaimer block */
  .pp-disclaimer {
    background: var(--charcoal);
    color: rgba(244, 241, 232, 0.7);
    padding: 24px 32px;
    border-radius: 12px;
    margin-top: 48px;
    font-family: var(--mono);
    font-size: 12px;
    line-height: 1.65;
    letter-spacing: 0.02em;
  }
  .pp-disclaimer strong { color: var(--mustard); }

  /* CTA inside program pages */
  .pp-inline-cta {
    background: var(--ink);
    color: var(--paper);
    padding: 56px 48px;
    border-radius: 24px;
    margin-top: 48px;
    text-align: center;
  }
  .pp-inline-cta h3 {
    font-family: var(--serif);
    font-weight: 500;
    font-size: clamp(26px, 3vw, 36px);
    letter-spacing: -0.022em;
    line-height: 1.15;
    margin-bottom: 14px;
  }
  .pp-inline-cta h3 em { font-style: italic; color: var(--mustard); }
  .pp-inline-cta p {
    color: rgba(244, 241, 232, 0.78);
    max-width: 560px;
    margin: 0 auto 24px;
    line-height: 1.55;
    font-size: 16px;
  }


  
  /* ============ CALCULATORS ============ */
  .calc-block {
    background: var(--paper);
    padding: 80px 32px;
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
  }
  .calc-block.cream { background: var(--cream); }
  .calc-block.dark { background: var(--ink); color: var(--paper); }
  .calc-inner {
    max-width: 1200px;
    margin: 0 auto;
  }
  .calc-header {
    margin-bottom: 40px;
    max-width: 800px;
  }
  .calc-block.dark .eyebrow { color: var(--mustard); }
  .calc-block.dark .eyebrow::before { background: var(--mustard); }
  .calc-title {
    font-family: var(--serif);
    font-weight: 500;
    font-size: clamp(28px, 3.4vw, 42px);
    line-height: 1.08;
    letter-spacing: -0.022em;
    margin-bottom: 16px;
  }
  .calc-title em { font-style: italic; color: var(--teal); }
  .calc-block.dark .calc-title em { color: var(--mustard); }
  .calc-sub {
    font-size: 16px;
    color: var(--slate);
    line-height: 1.55;
    max-width: 660px;
  }
  .calc-block.dark .calc-sub { color: rgba(244, 241, 232, 0.78); }

  /* Calculator A: Simple Savings */
  .calc-a {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: stretch;
  }
  .calc-a-inputs {
    background: var(--cream);
    padding: 40px;
    border-radius: 20px;
    border: 1px solid var(--line);
  }
  .calc-a-inputs h3 {
    font-family: var(--mono);
    font-size: 11px;
    color: var(--teal);
    text-transform: uppercase;
    letter-spacing: 0.18em;
    margin-bottom: 24px;
  }
  .calc-field {
    margin-bottom: 22px;
  }
  .calc-field label {
    display: block;
    font-family: var(--sans);
    font-size: 14px;
    font-weight: 600;
    color: var(--ink);
    margin-bottom: 8px;
  }
  .calc-field-help {
    font-size: 12px;
    color: var(--muted);
    margin-bottom: 10px;
    font-style: italic;
  }
  .calc-input-wrap {
    position: relative;
  }
  .calc-prefix, .calc-suffix {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    font-family: var(--mono);
    font-size: 14px;
    color: var(--muted);
    pointer-events: none;
  }
  .calc-prefix { left: 16px; }
  .calc-suffix { right: 16px; }
  .calc-field input[type="text"], .calc-field input[type="number"] {
    width: 100%;
    background: var(--paper);
    border: 1.5px solid var(--line);
    border-radius: 10px;
    padding: 14px 36px 14px 30px;
    font-family: var(--sans);
    font-size: 16px;
    font-weight: 500;
    color: var(--ink);
    transition: border-color 0.2s, background 0.2s;
  }
  .calc-field input[type="text"]:focus, .calc-field input[type="number"]:focus {
    outline: none;
    border-color: var(--teal);
    background: white;
  }
  .calc-field select {
    width: 100%;
    background: var(--paper);
    border: 1.5px solid var(--line);
    border-radius: 10px;
    padding: 14px 16px;
    font-family: var(--sans);
    font-size: 15px;
    color: var(--ink);
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%231F4E5F' stroke-width='1.5'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 16px center;
    padding-right: 40px;
  }
  .calc-results {
    background: linear-gradient(150deg, var(--teal-deep) 0%, var(--teal) 60%, var(--teal-bright) 100%);
    color: var(--paper);
    padding: 40px;
    border-radius: 20px;
    display: flex;
    flex-direction: column;
    justify-content: center;
    position: relative;
    overflow: hidden;
  }
  .calc-results::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 240px; height: 240px;
    background: radial-gradient(circle, rgba(217, 168, 42, 0.3) 0%, transparent 70%);
    pointer-events: none;
  }
  .calc-results-content { position: relative; }
  .calc-results-label {
    font-family: var(--mono);
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    color: var(--mustard-soft);
    margin-bottom: 14px;
  }
  .calc-results-amount {
    font-family: var(--serif);
    font-size: clamp(40px, 5vw, 64px);
    font-weight: 500;
    line-height: 1;
    letter-spacing: -0.025em;
    margin-bottom: 8px;
  }
  .calc-results-amount em { font-style: italic; color: var(--mustard-soft); }
  .calc-results-period {
    font-family: var(--mono);
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    color: rgba(244, 241, 232, 0.6);
    margin-bottom: 28px;
  }
  .calc-results-breakdown {
    border-top: 1px solid rgba(244, 241, 232, 0.2);
    padding-top: 20px;
    margin-bottom: 28px;
  }
  .calc-breakdown-row {
    display: flex;
    justify-content: space-between;
    font-size: 13px;
    margin-bottom: 8px;
    color: rgba(244, 241, 232, 0.85);
  }
  .calc-breakdown-row strong { color: var(--paper); }
  .calc-cta {
    display: flex;
    flex-direction: column;
    gap: 10px;
  }
  .calc-cta-btn {
    background: var(--mustard);
    color: var(--ink);
    padding: 14px 24px;
    border-radius: 999px;
    border: none;
    font-family: var(--sans);
    font-size: 14px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.2s;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
  }
  .calc-cta-btn:hover {
    background: var(--mustard-soft);
    transform: translateY(-2px);
  }
  .calc-cta-fine {
    font-family: var(--mono);
    font-size: 10px;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: rgba(244, 241, 232, 0.5);
    text-align: center;
  }
  .calc-empty {
    color: rgba(244, 241, 232, 0.6);
    font-style: italic;
    line-height: 1.6;
  }
  @media (max-width: 800px) {
    .calc-a { grid-template-columns: 1fr; gap: 24px; }
    .calc-a-inputs, .calc-results { padding: 28px; }
  }

  /* Calculator B: 4-Program Comparison */
  .calc-b-inputs {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px;
    background: rgba(244, 241, 232, 0.08);
    border: 1px solid rgba(244, 241, 232, 0.15);
    padding: 28px;
    border-radius: 16px;
    margin-bottom: 36px;
  }
  .calc-b-inputs .calc-field {
    margin-bottom: 0;
  }
  .calc-b-inputs label {
    color: var(--paper);
    font-size: 12px;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    font-family: var(--mono);
    font-weight: 500;
    margin-bottom: 6px;
  }
  .calc-b-inputs input, .calc-b-inputs select {
    background: rgba(244, 241, 232, 0.06);
    border: 1.5px solid rgba(244, 241, 232, 0.18);
    color: var(--paper);
    padding: 12px 14px 12px 28px;
    border-radius: 8px;
    font-size: 15px;
  }
  .calc-b-inputs input:focus, .calc-b-inputs select:focus {
    outline: none;
    border-color: var(--mustard);
    background: rgba(244, 241, 232, 0.1);
  }
  .calc-b-inputs select {
    background-image: url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23F4F1E8' stroke-width='1.5'/%3E%3C/svg%3E");
    padding-left: 14px;
    padding-right: 36px;
  }
  .calc-b-inputs .calc-prefix { color: rgba(244, 241, 232, 0.5); }
  .calc-b-effective-rate {
    background: rgba(217, 168, 42, 0.08);
    border: 1px solid rgba(217, 168, 42, 0.25);
    border-radius: 14px;
    padding: 24px 28px;
    margin-bottom: 28px;
    text-align: center;
  }
  .calc-b-effective-rate-label {
    font-family: var(--mono);
    font-size: 11px;
    color: var(--mustard);
    text-transform: uppercase;
    letter-spacing: 0.18em;
    margin-bottom: 10px;
  }
  .calc-b-effective-rate-value {
    font-family: var(--serif);
    font-size: clamp(36px, 4.5vw, 52px);
    font-weight: 500;
    color: var(--paper);
    line-height: 1;
    letter-spacing: -0.02em;
    margin-bottom: 8px;
  }
  .calc-b-effective-rate-sub {
    font-size: 13px;
    color: rgba(244, 241, 232, 0.65);
    line-height: 1.5;
  }
  @media (max-width: 700px) {
    .calc-b-effective-rate { padding: 20px 22px; }
  }
  .calc-b-results {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
    margin-bottom: 28px;
  }
  .calc-b-card {
    background: rgba(244, 241, 232, 0.06);
    border: 1.5px solid rgba(244, 241, 232, 0.12);
    border-radius: 16px;
    padding: 24px 20px;
    transition: all 0.3s;
  }
  .calc-b-card.recommended {
    border-color: var(--mustard);
    background: rgba(217, 168, 42, 0.1);
  }
  .calc-b-card.recommended .calc-b-card-name { color: var(--mustard); }
  .calc-b-card-tag {
    font-family: var(--mono);
    font-size: 9px;
    text-transform: uppercase;
    letter-spacing: 0.18em;
    color: var(--mustard);
    margin-bottom: 10px;
    min-height: 14px;
  }
  .calc-b-card-name {
    font-family: var(--serif);
    font-size: 20px;
    font-weight: 500;
    margin-bottom: 6px;
    color: var(--paper);
  }
  .calc-b-card-cost {
    font-family: var(--serif);
    font-size: 32px;
    font-weight: 500;
    line-height: 1;
    color: var(--paper);
    margin-bottom: 4px;
    letter-spacing: -0.015em;
  }
  .calc-b-card-period {
    font-family: var(--mono);
    font-size: 10px;
    text-transform: uppercase;
    letter-spacing: 0.15em;
    color: rgba(244, 241, 232, 0.6);
    margin-bottom: 14px;
  }
  .calc-b-card-detail {
    font-size: 12px;
    color: rgba(244, 241, 232, 0.75);
    line-height: 1.5;
    border-top: 1px solid rgba(244, 241, 232, 0.12);
    padding-top: 12px;
  }
  .calc-b-cta {
    background: var(--ink);
    border: 1px solid rgba(244, 241, 232, 0.2);
    border-radius: 16px;
    padding: 32px 36px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
  }
  .calc-b-cta-text {
    color: var(--paper);
    font-size: 16px;
    line-height: 1.5;
    flex: 1;
    min-width: 280px;
  }
  .calc-b-cta-text strong { color: var(--mustard); font-weight: 500; }
  @media (max-width: 1000px) {
    .calc-b-results { grid-template-columns: repeat(2, 1fr); }
  }
  @media (max-width: 700px) {
    .calc-b-inputs { grid-template-columns: 1fr; }
    .calc-b-results { grid-template-columns: 1fr; }
  }

  /* Disclaimers */
  .calc-disclaimer {
    font-family: var(--mono);
    font-size: 10px;
    color: var(--muted);
    line-height: 1.55;
    letter-spacing: 0.02em;
    margin-top: 24px;
    padding-top: 20px;
    border-top: 1px solid var(--line);
    max-width: 820px;
  }
  .calc-block.dark .calc-disclaimer {
    color: rgba(244, 241, 232, 0.45);
    border-color: rgba(244, 241, 232, 0.12);
  }

  /* Banner */
  .preview-banner {
    background: var(--teal);
    color: var(--paper);
    padding: 8px 24px;
    text-align: center;
    font-family: var(--mono);
    font-size: 11px;
    letter-spacing: 0.18em;
    text-transform: uppercase;
  }